E
Eligibility Checker
Check your likelihood of acceptance in under 60 seconds.
Check now >
Build-safe preview
Check your car finance options without affecting your credit score
We compare car finance offers from a panel of trusted UK lenders to help people find the right deal for their circumstances.
- +Quick decision in minutes
- +No impact on your credit score
- +Buy from any UK dealer
Try our quick tools
C
Finance Calculator
Calculate monthly payments and compare repayment options.
Calculate now >
A
Affordability Calculator
Find out how much you can afford based on your income.
Calculate now >
S
Soft Search Explained
Learn how soft search works and protects your credit score.
Learn more >
We help with all credit situations
Bad Credit Car Finance
Refused Car Finance
CCJ Car Finance
IVA Car Finance
Defaults Car Finance
Self Employed Car Finance
How it works
1
Tell us your budget
Answer a few quick questions about you and your ideal car.
2
Check eligibility
We search our lenders using a soft search with no credit score impact.
3
Choose your car
Get matched with offers and buy from any UK approved dealer.
Car finance options to suit you
+
Hire Purchase (HP)
Spread the cost with fixed monthly payments and own the car at the end.
Learn more >
+
Personal Contract Purchase (PCP)
Lower monthly payments with the option to buy, return or part-exchange.
Learn more >
+
Personal Loan
Borrow the money and buy the car outright from a private seller or dealer.
Learn more >
+
Refinance
Already have finance? Lower your monthly payments and save money.
Learn more >
Safe hands
You are in safe hands
- +Credit broker, not a lender
- +Soft-search first flow
- +Clear disclosures and education
- +Mobile-first, accessible UI
Broker status
Credit broker, not a lender.
Panel preview
Example lender logos and trust markers can sit in this block.
Reviews
Review cards are ready for the authority layer.
Clarity
Transparent disclosures and clear next steps.
Real people. Real results.
*****
"I was refused elsewhere due to my credit history but Trusted Car Finance found me a great deal quickly and easily."
JR
James R.
Verified customer
*****
"The process was simple, the soft search gave me peace of mind and I got approved the same day."
ST
Sarah T.
Verified customer
*****
"Very transparent and helpful team. Got me back on the road with affordable monthly payments."
MD
Michael D.
Verified customer
Education
Helpful explainers before a customer applies
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APR Explained
HP vs PCP
Documents Needed
Will a Quote Affect My Score?
Ready to find your perfect finance deal?
Check your eligibility in under 60 seconds with no impact on your credit score.